Item 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
 
On January 21, 2008 First Defiance Financial Corp. issued a press release announcing results for the 2007 fourth quarter and annual periods ended December 31, 2007. A copy of the press release is attached hereto as Exhibit 99.1.

The information in this Form 8-K and the attached Exhibit shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference in such filing.


ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS
 
 
(a)
Financial Statements of businesses acquired. Not Applicable

 
(b)
Pro forma financial information. Not Applicable

 
(c)
Exhibits

 
Press Release, dated January 21, 2008
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized.
 
First DefianceFinancial Corp.
       
 
By:
/s/    John C. Wahl      
 
John C. Wahl
Executive Vice President/ Chief Financial Officer
Date: January 22, 2008