Table of Contents
Item 2.02 Results of Operations and Financial Condition
On July 17, 2008, JPMorgan Chase & Co. (JPMorgan Chase or the Firm) reported 2008 second
quarter net income of $2.0 billion, or $0.54 per share, compared with net income of $4.2 billion,
or $1.20 per share, for the second quarter of 2007. A copy of the 2008 second quarter earnings
release is attached hereto as Exhibit 99.1, and a copy of the earnings release financial supplement
is attached hereto as Exhibit 99.2.
Each of the Exhibits provided with this Form 8-K shall be deemed to be filed for purposes of the
Securities Exchange Act of 1934, as amended.
This current report on Form 8-K (including the Exhibits hereto) contains forward-looking statements
within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are
based upon the current beliefs and expectations of JPMorgan Chases management and are subject to
significant risks and uncertainties. Actual results may differ from those set forth in the
forward-looking statements. Factors that could cause JPMorgan
Chases actual results to differ materially
from those described in the forward-looking statements can be found in JPMorgan Chases
Quarterly Report on Form 10-Q for the quarter ended March 31, 2008,
and its Annual Report on Form 10-K for the year ended
December 31, 2007, filed with the Securities and Exchange
Commission and available on JPMorgan Chases website
(www.jpmchase.com) and on the Securities
and Exchange Commissions website
(www.sec.gov). JPMorgan Chase does not
undertake to update the forward-looking statements to reflect the
impact of circumstances or events that may arise after the date of
the forward-looking statements.
Item 9.01 Financial Statements and Exhibits
(c) Exhibits
| Exhibit Number | Description of Exhibit | |
12.1
|
JPMorgan Chase & Co. Computation of Ratio of Earnings to Fixed Charges | |
12.2
|
JPMorgan Chase & Co. Computation of Ratio of Earnings to Fixed Charges and Preferred Stock Dividend Requirements | |
99.1
|
JPMorgan Chase & Co. Earnings Release Second Quarter 2008 Results | |
99.2
|
JPMorgan Chase & Co. Earnings Release Financial Supplement Second Quarter 2008 |
2