M&F BANCORP INC /NC/ - Recent Material Event

Item 5.02.    Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers
Effective January 11, 2013, Randall C. Hall was appointed Chief Financial Officer of M&F Bancorp, Inc. and its wholly-owned subsidiary, Mechanics and Farmers Bank, succeeding Lyn Hittle upon her retirement, as previously announced.


Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: January 17, 2013
/s/    Kim D. Saunders
Kim D. Saunders
President and Chief Executive Officer