On May 26, 2009, OceanFirst Financial Corp. (“OCFC”) entered into an Agreement and Plan of Merger with Central Jersey Bancorp (“CJB”), a bank holding company headquartered in Oakhurst, New Jersey. CJB’s banking subsidiary is Central Jersey Bank, N.A., a nationally chartered bank. As of June 30, 2009, CJB had total consolidated assets of approximately $603.3 million, total net loans of approximately $367.5 million, total deposits of approximately $444.7 million and shareholders’ equity of approximately $55.7 million. As of September 30, 2009, CJB had total consolidated assets of approximately $577.7 million, total net loans of approximately $371.5 million, total deposits of approximately $459.8 million and shareholders’ equity of approximately $56.9 million.

This Current Report on Form 8-K contains the following information concerning CJB set forth in Exhibits 99.1 and 99.2: (i) financial information of CJB as of June 30, 2009 in Exhibit 99.1; and (ii) financial information of CJB as of September 30, 2009 in Exhibit 99.2 (both of which are incorporated by reference herein).

(d) Exhibits

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: October 23, 2009

Exhibit Index