Item
7.01 - Regulation FD
Disclosure
On January
10, 2008, The Savannah Bancorp, Inc. ("Registrant") issued a news release with
respect to the announcement of a higher fourth quarter provision for loan
losses.
A
copy of
Registrant's press release is attached hereto as Exhibit 99.1 and by this
reference is hereby incorporated by reference into this Form 8-K and made a
part
hereof.
SIGNATURES
Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant
has
duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.
The
Savannah Bancorp, Inc. (Registrant)
By:
/s/ Robert B.
Briscoe Date: January
10,
2008
Robert
B.
Briscoe
Chief
Financial Officer
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