Item 1.01 Entry into a Material Definitive Agreement The Company issued the attached press release on April 6, 2005 describing an entry into a material definitive agreement Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. - Date: April 6, 2005 University Bancorp, Inc. /s/ Stephen Lange Ranzini -------------------------------- Stephen Lange Ranzini