1st Constitution Bancorp operates as the holding company for 1st Constitution Bank that provides commercial and retail banking services in Middlesex, Mercer, and Somerset Counties, New Jersey. The bank offers deposit products, including demand, savings, and time deposits. It offers commercial loan services, including term loans, lines of credit, and loans secured by equipment and receivables. The bank extends secured and unsecured short to medium term commercial loans to businesses for inventory and receivables, business expansion, and the purchase of equipment and machinery. The bank originates fixed and adjustable rate residential first mortgage loans secured by owner-occupied property,...
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