| Balance Sheet for 1st Constitution Bancorp (FCCY) | | | | | | | Assets | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Cash and Due from Banks | 7,517 | 10,336 | 9,395 | 7,898 | 6,988 | | Fed. Funds Sold/Securities Purchased | 31 | 25 | 2,743 | 26 | 7,715 | | Interest-Bearing Dep at Other Banks | - | - | - | - | - | | Investment Securities, Net | 98,704 | 89,676 | 90,995 | 97,756 | 91,191 | | Net Loans | 301,735 | 275,523 | 254,411 | 218,576 | 177,570 | | Premise and Equipment | 2,760 | 3,034 | 2,597 | 2,324 | 1,362 | | Due from Customers Acceptance | - | - | - | - | - | | Trading Account Securities | - | - | - | - | - | | Other Receivables | - | - | - | - | - | | Accrued Interest | 2,496 | 2,236 | 1,235 | 1,444 | 1,169 | | Deferred Acquisition Cost | - | - | - | - | - | | Accrued Investment Income | - | - | - | - | - | | Separate Account Business | - | - | - | - | - | | Time Deposit Placed | - | - | - | - | - | | Intangible Assets | - | - | - | - | - | | Other Assets | 15,908 | 11,848 | 11,121 | 7,806 | 7,489 | | Total Assets | 429,152 | 392,678 | 372,495 | 335,830 | 293,483 | | | Liabilities | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Non-Interest Bearing Deposits | 59,056 | 64,305 | 62,687 | 50,795 | 42,661 | | Interesting Bearing Deposits | 270,277 | 248,419 | 243,123 | 226,092 | 202,692 | | Short Term Debt | - | - | - | - | - | | Other Liabilities | 2,697 | 1,887 | 1,946 | 816 | 1,062 | | Bankers Acceptance Outstanding | - | - | - | - | - | | Fed. Funds Purchased/Securities Sold | - | - | - | - | 1,921 | | Accrued Taxes | - | - | - | - | - | | Accrued Interest Payables | 1,992 | 1,958 | 1,288 | 982 | 907 | | Other Payables | - | - | - | - | - | | Capital Lease Obligations | - | - | - | - | - | | Claims and Claim Expense | - | - | - | - | - | | Future Policy Benefits | - | - | - | - | - | | Unearned Premiums | - | - | - | - | - | | Policy Holder Funds | - | - | - | - | - | | Participating Policyholder Equity | - | - | - | - | - | | Separate Accounts Business | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Long Term Debt | 54,157 | 40,912 | 33,655 | 30,355 | 20,655 | | Total Liabilities | 388,178 | 357,481 | 342,699 | 309,040 | 269,898 | | | Preferred Stock Equity | - | - | - | - | - | | Common Stock Equity | 40,973 | 35,197 | 29,797 | 26,790 | 23,585 | | Total Equities | 40,973 | 35,197 | 29,797 | 26,790 | 23,585 | | | Total Common Shares Outstanding | 3,993 | 3,969 | 3,865 | 3,906 | 3,884 | | Total Preferred shares Outstanding | - | - | - | - | - | | | |
