| Cash Flow for Albina Community Bancorp (ACBC) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2006 | 12/2005 | 12/2004 | 12/2003 | 12/2002 | | | Net Income | 498 | 672 | N/A | 570 | 986 | | Provision for Loan Loss | 139 | 283 | N/A | 675 | 290 | | Depreciation & Amortization | 250 | 292 | N/A | 210 | 182 | | Deferred Income Taxes | 577 | (1) | N/A | 124 | 492 | | Change in Assets (Receivables) | (112) | (56) | N/A | (528) | 251 | | Change in Liabilities (Payables) | (85) | 298 | N/A | 52 | 114 | | Investment Securities Gain | (1) | (85) | N/A | (26) | (9) | | Net Policy Acquisition Cost | - | - | N/A | - | - | | Realized Investment Gains | - | - | N/A | (44) | 5 | | Net Premiums Receivables | - | - | N/A | - | - | | Change in Income Taxes | - | - | N/A | - | - | | Other Non-Cash Items | (29) | (1) | N/A | (11) | (10) | | Net Cash from Operating Activities | 1,237 | 1,401 | N/A | 1,023 | 2,301 | | | | Proceeds from Sale/Mat. Inv. | 6,380 | 5,039 | N/A | 7,077 | 2,151 | | Purchase of Investment Securities | (8,858) | (9,496) | N/A | (13,107) | (6,307) | | Net Increase Fed. Funds Sold | - | (93) | N/A | (8) | (33) | | Purchase of Property & Equipment | (1,398) | (207) | N/A | (2,415) | (273) | | Acquisitions | - | - | N/A | - | - | | Other Investment Changes, Net | (10,060) | (6,934) | N/A | (14,247) | (19,005) | | Net Cash from Investing Activities | (13,936) | (11,691) | N/A | (22,699) | (23,467) | | | Net Change in Deposits | 4,739 | 14,413 | N/A | 18,613 | 19,335 | | Cash Dividends paid | (4) | - | N/A | - | - | | Repayment of Long Term Debt | - | (1,238) | N/A | (487) | (1,036) | | Change in Short Term Debt | - | - | N/A | - | - | | Issuance of Long term Debt | 4,516 | - | N/A | 5,148 | 850 | | Issuance of Preferred Stock | - | - | N/A | - | - | | Issuance of Common Stock | 4,613 | 63 | N/A | 101 | 162 | | Purchase of Treasury Stock | - | - | N/A | (457) | - | | Other Financing Activities | - | - | N/A | - | - | | Cash from Financing Activities | 13,864 | 13,238 | N/A | 22,918 | 19,311 | | | | Effect of Exchange Rate Changes | - | - | N/A | - | - | | Net Change in Cash & Equivalents | 1,166 | 2,948 | N/A | 1,242 | (1,854) | | | Cash at Beginning of Period | 4,420 | 1,471 | N/A | 4,782 | 6,636 | | Cash at End of Period | 5,585 | 4,420 | N/A | 6,023 | 4,782 | | | |
