AMERICAN BANK INCORPORATED

American Bank Incorporated was organized in August 2001 at the direction of the Board of Directors of American Bank for the purpose of acting as the stock holding company of American Bank. American Bank Incorporated's assets consist primarily of its investment in American Bank of $42.9 million. American Bank Incorporated's principal business is overseeing and directing the business of American Bank. At December 31, 2005, American Bank Incorporated had total consolidated assets of $529.1 million, total deposits of $369.0 million and stockholders' equity of $44.3 million.

American Bank Incorporated's office is located at...