| Cash Flow for Anchor BanCorp Wisconsin Inc. (ABCW) | | | | | | | Cash Flow | in Thousands of Dollars | | | 03/2008 | 03/2007 | 03/2006 | 03/2005 | 03/2004 | | | Net Income | 31,132 | 38,972 | 44,683 | 48,335 | 47,369 | | Provision for Loan Loss | 22,551 | 11,255 | 3,900 | 1,579 | 1,950 | | Depreciation & Amortization | 4,333 | 4,163 | 4,206 | 4,209 | 4,193 | | Deferred Income Taxes | (5,598) | (3,042) | 4,523 | (361) | 2,726 | | Change in Assets (Receivables) | (12,654) | 2,112 | 9,370 | (14,221) | (6,671) | | Change in Liabilities (Payables) | 5,541 | 3,799 | (12,268) | 4,229 | (972) | | Investment Securities Gain | (514) | 283 | (282) | (1,472) | - | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (6,853) | (3,459) | (2,808) | (1,643) | (15,327) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | (21,115) | (12,522) | (5,257) | 23,907 | 54,815 | | Net Cash from Operating Activities | 16,823 | 41,561 | 46,067 | 64,562 | 88,083 | | | | Proceeds from Sale/Mat. Inv. | 422,481 | 215,875 | 232,822 | 271,447 | 717,324 | | Purchase of Investment Securities | (387,704) | (235,786) | (181,970) | (275,860) | (578,880) | | Net Increase Fed. Funds Sold | (13,468) | 3,987 | (425) | 42,397 | - | | Purchase of Property & Equipment | (4,104) | (5,875) | (3,197) | (3,273) | (5,703) | | Acquisitions | (91,182) | - | - | - | - | | Other Investment Changes, Net | (47,193) | (269,537) | (302,223) | (325,087) | (391,172) | | Net Cash from Investing Activities | (121,170) | (291,336) | (254,993) | (290,376) | (258,431) | | | Net Change in Deposits | (17,934) | 205,463 | 161,407 | 263,498 | 28,766 | | Cash Dividends paid | (14,900) | (14,376) | (13,325) | (10,890) | (10,029) | | Repayment of Long Term Debt | (392,463) | (260,067) | (214,822) | (289,850) | (595,900) | | Change in Short Term Debt | (240,111) | 286,200 | 140,400 | - | - | | Issuance of Long term Debt | 916,224 | 12,483 | 142,674 | 251,900 | 831,643 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 838 | 3,313 | 2,232 | 3,207 | 2,058 | | Purchase of Treasury Stock | (12,556) | (15,689) | (23,283) | (24,957) | (27,006) | | Other Financing Activities | 954 | 1,942 | (249) | 349 | (1,618) | | Cash from Financing Activities | 240,052 | 219,269 | 195,034 | 193,257 | 227,914 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | 135,705 | (30,506) | (13,892) | (32,557) | 57,566 | | | Cash at Beginning of Period | 122,038 | 152,544 | 166,436 | 198,993 | 141,427 | | Cash at End of Period | 257,743 | 122,038 | 152,544 | 166,436 | 198,993 | | | |
