Astoria Financial Corporation operates as the holding company for Astoria Federal Savings and Loan Association that provides banking services in the United States. It accepts passbook and statement savings accounts, money market accounts, NOW and demand deposit accounts, liquid certificates of deposit, and certificates of deposit. The Astoria Federal’s loan portfolio includes primarily in one-to-four family mortgage loans, multifamily mortgage loans, commercial real estate loans, and commercial and consumer loans. The company, through other subsidiaries, provides life insurance, and property and casualty insurance. As of December 31, 2005, it operated 86 full-service banking offices in...