|
Cash Flow for
BANCTRUST FINANCIAL GROUP INC
(BTFG)
|
|
|
|
|
|
|
| Cash Flow |
in Thousands of Dollars |
|
|
| Net Income |
(47,846) |
3,875 |
(121,295) |
1,256 |
6,186 |
| Provision for Loan Loss |
32,100 |
12,300 |
37,375 |
15,260 |
12,435 |
| Depreciation and Amortization |
5,421 |
8,546 |
8,149 |
9,398 |
5,017 |
| Deferred Income Taxes |
10,785 |
(2,619) |
(6,743) |
(5,742) |
415 |
| Change in Assets (Receivables) |
258 |
2,748 |
(19,218) |
9,111 |
2,291 |
| Change in Liabilities (Payables) |
(7,537) |
636 |
(5,516) |
3,285 |
(6,386) |
| Investment Securities Gain |
(3,882) |
(2,369) |
(3,897) |
(186) |
(3) |
| Net Policy Acquisition Cost |
- |
- |
- |
- |
- |
| Realized Investment Gains |
(800) |
(874) |
(704) |
(1,794) |
- |
| Net Premiums Receivables |
- |
- |
- |
- |
- |
| Change in Income Taxes |
- |
- |
- |
- |
- |
| Other Non-Cash Items |
34,803 |
675 |
110,175 |
1,510 |
877 |
| Net Cash from Operating Activities |
34,066 |
22,918 |
(1,674) |
32,098 |
20,832 |
|
|
| Proceeds from Sale/Mat. Inv. |
328,353 |
218,243 |
247,587 |
136,684 |
29,823 |
| Purchase of Investment Securities |
(413,888) |
(383,798) |
(268,723) |
(111,002) |
(8,732) |
| Net Increase Fed. Funds Sold |
- |
- |
- |
- |
- |
| Purchase of Property & Equipment |
(2) |
(1,351) |
(885) |
(1,151) |
(8,791) |
| Acquisitions |
- |
- |
- |
- |
22,170 |
| Other Investment Changes, Net |
N/A |
(76,093) |
30,769 |
20,994 |
25,593 |
| Net Cash from Investing Activities |
55,185 |
(242,999) |
8,748 |
45,525 |
60,063 |
|
| Net Change in Deposits |
(53,132) |
211,370 |
(9,042) |
(165,403) |
(71,740) |
| Cash Dividends paid |
(2,500) |
(2,480) |
(3,008) |
(8,813) |
(6,400) |
| Repayment of Long Term Debt |
(22,265) |
(25,245) |
(22,374) |
(149,619) |
(41,260) |
| Change in Short Term Debt |
- |
- |
(57) |
(4,198) |
78 |
| Issuance of Long term Debt |
- |
25,000 |
22,000 |
125,606 |
38,000 |
| Issuance of Preferred Stock |
- |
- |
- |
47,064 |
- |
| Issuance of Common Stock |
705 |
1 |
1 |
2,867 |
265 |
| Purchase of Treasury Stock |
- |
- |
- |
- |
- |
| Other Financing Activities |
N/A |
- |
- |
- |
- |
| Cash from Financing Activities |
(77,192) |
208,646 |
(12,480) |
(152,496) |
(81,057) |
|
|
| Effect of Exchange Rate Changes |
- |
- |
- |
- |
- |
| Net Change in Cash & Equivalents |
12,059 |
(11,435) |
(5,406) |
(74,873) |
(162) |
|
| Cash at Beginning of Period |
25,852 |
37,287 |
42,693 |
117,566 |
117,728 |
| Cash at End of Period |
37,911 |
25,852 |
37,287 |
42,693 |
117,566 |
| Total Risk-Based Capital Ratio |
0.12 |
0.00 |
0.00 |
14.05 |
10.84 |
|
|
|
