|
Income Statement for
BANCTRUST FINANCIAL GROUP INC
(BTFG)
|
|
|
|
|
|
|
| Income
[+]
|
in Thousands of Dollars |
|
| Loans |
- |
73,079 |
75,559 |
95,887 |
92,126 |
| Investment Securities |
- |
10,741 |
10,125 |
11,506 |
7,056 |
| Lease Financing Income |
- |
- |
- |
- |
- |
| Other Interest Income |
- |
- |
- |
- |
- |
| Federal Funds Sold/Purchased |
- |
- |
- |
- |
- |
| Interest Bearing Deposits |
211 |
256 |
254 |
295 |
1,283 |
| Loans Held for Resale |
- |
- |
- |
- |
- |
| Trading Account Securities |
- |
- |
- |
- |
- |
| Time Deposits Placed |
- |
- |
- |
- |
- |
| Other Money Market Investments |
- |
- |
- |
- |
- |
| Total Money Market Investments |
211 |
256 |
254 |
699 |
4,843 |
| Total Interest Income |
80,520 |
84,076 |
85,938 |
108,092 |
104,025 |
| Deposits |
15,543 |
20,355 |
27,969 |
39,990 |
43,971 |
| Short-Term Debt |
981 |
1,026 |
1,015 |
60 |
82 |
| Long-Term Debt |
1,787 |
2,290 |
3,091 |
7,138 |
6,192 |
| Federal Funds Sold/Purchased |
- |
- |
- |
- |
- |
| Capitalized Lease Obligations |
- |
- |
- |
- |
- |
| Other Interest Expense |
18,311 |
- |
- |
- |
- |
| Total Interest Income |
80,520 |
84,076 |
85,938 |
108,092 |
104,025 |
| Total Interest Expense |
(18,311) |
(23,671) |
(32,075) |
(47,188) |
(50,245) |
| Net Interest Income |
62,209 |
60,405 |
53,863 |
60,904 |
53,780 |
| Loan Loss Provision |
(32,100) |
(12,300) |
(37,375) |
(15,260) |
(12,435) |
| Net Interest Income After Loan Loss Provision |
30,109 |
48,105 |
16,488 |
45,644 |
41,345 |
| Trust Fees by Commissions |
3,557 |
3,824 |
3,547 |
4,156 |
3,044 |
| Service Charge on Deposit Accounts |
6,226 |
7,221 |
9,207 |
11,069 |
6,983 |
| Other Service Charges |
9,783 |
- |
- |
2,798 |
2,077 |
| Security Transactions |
N/A |
2,369 |
3,897 |
186 |
3 |
| Premiums Earned |
- |
- |
- |
- |
- |
| Net Realized Capital Gains |
- |
- |
- |
- |
- |
| Investment Banking Profit |
- |
- |
- |
- |
- |
| Other Non-Interest Income |
6,759 |
6,990 |
7,051 |
4,746 |
2,514 |
| Non-Interest Income |
20,424 |
20,404 |
23,702 |
22,955 |
14,621 |
| Salaries and Employee Benefits |
27,943 |
37,101 |
32,496 |
31,273 |
24,164 |
| Net Occupancy Expense |
9,668 |
10,104 |
10,677 |
12,091 |
8,219 |
| Promotion and Advertising |
- |
- |
- |
546 |
848 |
| Property/Liability Insurance Claims |
- |
4,110 |
- |
- |
- |
| Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Amortization of Deferred Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Current and Future Benefits Expense |
- |
- |
- |
- |
- |
| Other Non-Interest Expense |
43,156 |
12,390 |
230,308 |
23,728 |
14,542 |
| Income, Acquired in Process R&D |
- |
- |
- |
- |
- |
| Income, Restructuring and M&A |
- |
- |
- |
- |
- |
| Other Special Charges |
- |
- |
96,967 |
- |
- |
| Non-Interest Expense |
18,311 |
(63,705) |
(273,481) |
(67,638) |
(47,773) |
| Special Income/Charges |
(1,419) |
- |
96,967 |
- |
- |
| Net Income Before Taxes |
67,425 |
4,804 |
(136,324) |
961 |
8,193 |
| Premium Tax (Credit) |
- |
- |
- |
- |
- |
| Minority Interest |
- |
- |
- |
- |
- |
| Income Taxes |
(7,366) |
(929) |
15,029 |
295 |
(2,007) |
| Net Income from Continuing Operations |
(47,846) |
3,875 |
(121,295) |
1,256 |
6,186 |
| Net Income from Discontinued Operations |
- |
- |
- |
- |
- |
| Net Income from Total Operations |
(47,846) |
3,875 |
(121,295) |
1,256 |
6,186 |
| Extraordinary Income/Loss |
- |
- |
- |
- |
- |
| Income from Cum. Effect of Acct Change |
- |
- |
- |
- |
- |
| Income from Tax Loss Carryforward |
- |
- |
- |
- |
- |
| Other Gains |
- |
- |
- |
- |
- |
| Total Net Income |
(47,846) |
3,875 |
(121,295) |
1,256 |
6,186 |
| Normalized Income |
(46,685) |
3,875 |
(218,262) |
1,256 |
6,186 |
| Net Income Available for Common |
(50,936) |
842 |
(124,321) |
1,256 |
6,186 |
|
| Results
[+]
|
in Dollars (Preferred Dividends in Thousands) |
|
|
| Dividends Paid Per Share |
0.00 |
0.00 |
0.04 |
0.52 |
0.52 |
| Preferred Dividends |
3,090 |
3,033 |
3,026 |
- |
- |
| Basic EPS from Continuing Operations |
-2.85 |
0.05 |
-7.06 |
0.07 |
0.49 |
| Basic EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Total Operations |
-2.85 |
0.05 |
-7.06 |
0.07 |
0.49 |
| Basic EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Tax Loss Carryforward |
- |
73,079 |
75,559 |
95,887 |
92,126 |
| Basic EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS, Total |
-2.85 |
0.05 |
-7.06 |
0.07 |
0.49 |
|
| Basic Normalized Net Income/Share |
-2.77 |
0.05 |
-12.70 |
0.07 |
0.49 |
|
| Diluted EPS from Continuing Operations |
-2.85 |
0.05 |
-7.06 |
0.06 |
0.49 |
| Diluted EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Total Operations |
-2.85 |
0.05 |
-7.06 |
0.06 |
0.49 |
| Diluted EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Tax Loss Carryforward |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS, Total |
-2.85 |
0.05 |
-7.06 |
0.06 |
0.49 |
|
| Diluted Normalized Net Income/Share |
-2.77 |
0.05 |
-12.70 |
0.06 |
0.49 |
| Revenues Year-to-Date |
100,944 |
104,480 |
109,640 |
131,047 |
118,646 |
| Income Year-to-Date from Total Operations |
(47,846) |
3,875 |
(121,295) |
1,256 |
6,186 |
| EPS Year-to-Date from Total Operations |
-2.85 |
0.05 |
-7.06 |
0.06 |
0.49 |
| Dividends Paid Per Share, Year-to-Date |
0.00 |
0.00 |
0.04 |
0.52 |
0.52 |
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