| Cash Flow for Bank McKenney (BOMK) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2006 | 12/2005 | 12/2004 | 12/2003 | 12/2002 | | | Net Income | 1,267 | 1,323 | 1,249 | 1,300 | 1,116 | | Provision for Loan Loss | 46 | 41 | 102 | 126 | 172 | | Depreciation & Amortization | 473 | 477 | 472 | 453 | 399 | | Deferred Income Taxes | (73) | (79) | (67) | (34) | (62) | | Change in Assets (Receivables) | (433) | (307) | (272) | (119) | (232) | | Change in Liabilities (Payables) | 233 | 235 | 151 | 15 | (26) | | Investment Securities Gain | 21 | 1 | (58) | (209) | (84) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (4) | (14) | (8) | 3 | - | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | - | - | - | - | 5 | | Net Cash from Operating Activities | 1,530 | 1,679 | 1,569 | 1,536 | 1,286 | | | | Proceeds from Sale/Mat. Inv. | 6,260 | 1,642 | 10,483 | 20,532 | 8,224 | | Purchase of Investment Securities | (8,660) | (7,458) | (13,647) | (25,995) | (12,215) | | Net Increase Fed. Funds Sold | - | - | - | (52) | (238) | | Purchase of Property & Equipment | (568) | (643) | (260) | (1,283) | (2,273) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (4,638) | (3,623) | (8,988) | (12,880) | (10,777) | | Net Cash from Investing Activities | (7,606) | (10,082) | (12,412) | (19,677) | (17,279) | | | Net Change in Deposits | 8,599 | (407) | 7,313 | 13,391 | 14,518 | | Cash Dividends paid | (424) | (385) | (328) | (289) | (180) | | Repayment of Long Term Debt | (348) | (354) | (355) | - | (418) | | Change in Short Term Debt | - | - | (17) | 17 | - | | Issuance of Long term Debt | - | 10,000 | - | 4,780 | - | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | - | - | - | - | 5,058 | | Purchase of Treasury Stock | - | - | - | - | - | | Other Financing Activities | - | - | - | - | - | | Cash from Financing Activities | 7,827 | 8,854 | 6,614 | 17,899 | 18,978 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | 1,750 | 450 | (4,228) | (243) | 2,985 | | | Cash at Beginning of Period | 7,694 | 7,244 | 11,472 | 11,715 | 8,730 | | Cash at End of Period | 9,444 | 7,694 | 7,244 | 11,472 | 11,715 | | | |
