| Cash Flow for Bank of Commerce Holdings (BOCH) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 6,107 | 6,568 | 6,278 | 4,978 | 4,183 | | Provision for Loan Loss | 3,291 | 226 | 448 | 593 | 515 | | Depreciation & Amortization | 1,032 | 748 | 661 | 883 | 1,017 | | Deferred Income Taxes | (1,647) | (408) | (399) | 315 | (514) | | Change in Assets (Receivables) | (514) | (527) | (1,777) | 1,442 | (364) | | Change in Liabilities (Payables) | 302 | 220 | (1,574) | 4,661 | 390 | | Investment Securities Gain | (46) | 171 | 2 | - | (88) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (48) | (82) | (146) | (95) | (103) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | (1,325) | (3,885) | (81) | 99 | 123 | | Net Cash from Operating Activities | 7,151 | 3,030 | 3,412 | 12,875 | 5,158 | | | | Proceeds from Sale/Mat. Inv. | 53,635 | 20,857 | 23,752 | 33,745 | 36,386 | | Purchase of Investment Securities | (24,487) | (26,155) | (43,765) | (45,600) | (73,979) | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (3,356) | (3,705) | (711) | (282) | (1,018) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (78,119) | (45,788) | (44,720) | (41,349) | 1,722 | | Net Cash from Investing Activities | (52,327) | (54,790) | (65,443) | (53,486) | (36,889) | | | Net Change in Deposits | 34,224 | 67,292 | 19,237 | 25,340 | 13,092 | | Cash Dividends paid | (2,838) | (2,650) | (1,551) | (1,956) | (1,760) | | Repayment of Long Term Debt | - | (85,000) | (68,000) | (90,000) | (43,000) | | Change in Short Term Debt | (1,603) | 155 | 20,882 | (1,745) | 44 | | Issuance of Long term Debt | - | 70,000 | 98,310 | 95,000 | 60,000 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 487 | 879 | 467 | 1,174 | 803 | | Purchase of Treasury Stock | (2,270) | (1,090) | - | - | - | | Other Financing Activities | 145 | 14,885 | - | - | - | | Cash from Financing Activities | 28,144 | 64,471 | 69,346 | 27,813 | 29,179 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (17,032) | 12,710 | 7,315 | (12,798) | (2,553) | | | Cash at Beginning of Period | 39,266 | 26,556 | 19,241 | 32,039 | 34,592 | | Cash at End of Period | 22,234 | 39,266 | 26,556 | 19,241 | 32,039 | | | |
