|
Income Statement for
Oak Ridge Financial Services Inc.
(BKOR)
|
|
|
|
|
|
|
| Income
[+]
|
in Thousands of Dollars |
|
| Loans |
- |
- |
15,019 |
15,361 |
15,738 |
| Investment Securities |
2,267 |
2,913 |
3,001 |
4,220 |
1,992 |
| Lease Financing Income |
- |
- |
- |
- |
- |
| Other Interest Income |
- |
- |
5 |
2 |
50 |
| Federal Funds Sold/Purchased |
- |
- |
- |
- |
- |
| Interest Bearing Deposits |
40 |
69 |
80 |
51 |
113 |
| Loans Held for Resale |
- |
- |
- |
- |
- |
| Trading Account Securities |
- |
- |
- |
- |
- |
| Time Deposits Placed |
- |
1,050 |
4,260 |
- |
- |
| Other Money Market Investments |
- |
- |
- |
- |
- |
| Total Money Market Investments |
40 |
69 |
80 |
51 |
261 |
| Total Interest Income |
15,752 |
17,526 |
18,105 |
19,634 |
18,041 |
| Deposits |
2,151 |
3,191 |
4,551 |
6,940 |
8,199 |
| Short-Term Debt |
- |
- |
- |
- |
- |
| Long-Term Debt |
- |
- |
202 |
488 |
1,041 |
| Federal Funds Sold/Purchased |
- |
- |
- |
- |
- |
| Capitalized Lease Obligations |
- |
- |
- |
- |
- |
| Other Interest Expense |
2,330 |
3,373 |
- |
- |
- |
| Total Interest Income |
15,752 |
17,526 |
18,105 |
19,634 |
18,041 |
| Total Interest Expense |
(2,330) |
(3,373) |
(4,753) |
(7,428) |
(9,242) |
| Net Interest Income |
13,422 |
14,153 |
13,352 |
12,206 |
8,799 |
| Loan Loss Provision |
(5,908) |
(3,977) |
(2,406) |
(2,544) |
(603) |
| Net Interest Income After Loan Loss Provision |
7,514 |
10,176 |
10,946 |
9,662 |
8,196 |
| Trust Fees by Commissions |
- |
- |
2,349 |
- |
- |
| Service Charge on Deposit Accounts |
556 |
468 |
723 |
897 |
805 |
| Other Service Charges |
556 |
468 |
569 |
2,289 |
2,349 |
| Security Transactions |
N/A |
N/A |
386 |
38 |
- |
| Premiums Earned |
- |
- |
- |
- |
- |
| Net Realized Capital Gains |
- |
- |
- |
- |
- |
| Investment Banking Profit |
- |
- |
- |
- |
- |
| Other Non-Interest Income |
871 |
99 |
165 |
195 |
162 |
| Non-Interest Income |
3,684 |
3,748 |
4,192 |
3,419 |
3,316 |
| Salaries and Employee Benefits |
7,045 |
6,793 |
9,274 |
6,432 |
5,947 |
| Net Occupancy Expense |
1,822 |
1,747 |
1,798 |
1,580 |
1,205 |
| Promotion and Advertising |
- |
- |
- |
- |
- |
| Property/Liability Insurance Claims |
- |
- |
519 |
- |
- |
| Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Amortization of Deferred Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Current and Future Benefits Expense |
- |
- |
- |
- |
- |
| Other Non-Interest Expense |
2,342 |
1,539 |
2,418 |
3,959 |
2,736 |
| Income, Acquired in Process R&D |
- |
- |
- |
- |
- |
| Income, Restructuring and M&A |
- |
- |
- |
- |
- |
| Other Special Charges |
200 |
- |
(21) |
(129) |
- |
| Non-Interest Expense |
2,330 |
3,373 |
(14,009) |
(11,971) |
(9,888) |
| Special Income/Charges |
(201) |
(48) |
(21) |
(129) |
- |
| Net Income Before Taxes |
13,327 |
17,249 |
1,108 |
981 |
1,624 |
| Premium Tax (Credit) |
- |
- |
- |
- |
- |
| Minority Interest |
- |
- |
- |
- |
- |
| Income Taxes |
1,481 |
(35) |
(376) |
(307) |
(586) |
| Net Income from Continuing Operations |
(1,950) |
363 |
732 |
674 |
1,038 |
| Net Income from Discontinued Operations |
- |
- |
- |
- |
- |
| Net Income from Total Operations |
(1,950) |
363 |
732 |
674 |
1,038 |
| Extraordinary Income/Loss |
- |
- |
- |
- |
- |
| Income from Cum. Effect of Acct Change |
- |
- |
- |
- |
- |
| Income from Tax Loss Carryforward |
- |
- |
- |
- |
- |
| Other Gains |
- |
- |
- |
- |
- |
| Total Net Income |
(1,950) |
363 |
732 |
674 |
1,038 |
| Normalized Income |
(1,819) |
407 |
753 |
803 |
1,038 |
| Net Income Available for Common |
(2,626) |
(289) |
105 |
132 |
1,038 |
|
| Results
[+]
|
in Dollars (Preferred Dividends in Thousands) |
|
|
| Dividends Paid Per Share |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Preferred Dividends |
676 |
652 |
627 |
542 |
- |
| Basic EPS from Continuing Operations |
-1.45 |
-0.16 |
0.06 |
0.07 |
0.58 |
| Basic EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Total Operations |
-1.45 |
-0.16 |
0.06 |
0.07 |
0.58 |
| Basic EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Tax Loss Carryforward |
- |
- |
15,019 |
15,361 |
15,738 |
| Basic EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS, Total |
-1.45 |
-0.16 |
0.06 |
0.07 |
0.58 |
|
| Basic Normalized Net Income/Share |
-1.30 |
-0.18 |
0.06 |
0.08 |
0.58 |
|
| Diluted EPS from Continuing Operations |
-1.45 |
-0.16 |
0.06 |
0.07 |
0.58 |
| Diluted EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Total Operations |
-1.45 |
-0.16 |
0.06 |
0.07 |
0.58 |
| Diluted EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Tax Loss Carryforward |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS, Total |
-1.45 |
-0.16 |
0.06 |
0.07 |
0.58 |
|
| Diluted Normalized Net Income/Share |
-1.30 |
-0.18 |
0.06 |
0.08 |
0.58 |
| Revenues Year-to-Date |
19,436 |
21,274 |
22,297 |
23,053 |
21,357 |
| Income Year-to-Date from Total Operations |
(1,950) |
363 |
732 |
674 |
1,038 |
| EPS Year-to-Date from Total Operations |
-1.45 |
-0.16 |
0.06 |
0.07 |
0.58 |
| Dividends Paid Per Share, Year-to-Date |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
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