Bank of the Ozarks, Inc. operates as the holding company for Bank of the Ozarks, which provides retail and commercial banking services. The bank accepts checking, savings, money market, time deposit, and individual retirement accounts. It also offers real estate loans, including loans secured by residential one to four family, nonfarm and nonresidential, agricultural, construction and land development, and multifamily residential properties; consumer loans for the purchase of automobiles, household appliances, furniture, trailers, boats, mobile homes, and for other similar purposes; commercial, industrial, and professional loans, such as loans to fund working capital requirements,...