|
Cash Flow for
BankFinancial Corporation
(BFIN)
|
|
|
|
|
|
|
| Cash Flow |
in Thousands of Dollars |
|
|
| Net Income |
(27,109) |
(48,696) |
(4,307) |
(738) |
(19,389) |
| Provision for Loan Loss |
31,522 |
22,723 |
12,083 |
8,811 |
5,092 |
| Depreciation and Amortization |
5,499 |
4,958 |
6,016 |
5,948 |
5,673 |
| Deferred Income Taxes |
- |
- |
- |
- |
- |
| Change in Assets (Receivables) |
1,427 |
4,072 |
12,872 |
621 |
358 |
| Change in Liabilities (Payables) |
(1,189) |
(894) |
(210) |
1,455 |
(792) |
| Investment Securities Gain |
- |
- |
(31) |
988 |
(1,385) |
| Net Policy Acquisition Cost |
- |
- |
- |
- |
- |
| Realized Investment Gains |
1,667 |
817 |
(2,697) |
912 |
(144) |
| Net Premiums Receivables |
- |
- |
- |
- |
- |
| Change in Income Taxes |
- |
- |
- |
- |
- |
| Other Non-Cash Items |
34,620 |
36,999 |
1,151 |
(3,732) |
22,004 |
| Net Cash from Operating Activities |
17,013 |
19,979 |
24,877 |
14,265 |
11,417 |
|
|
| Proceeds from Sale/Mat. Inv. |
63,412 |
74,625 |
31,836 |
25,557 |
26,549 |
| Purchase of Investment Securities |
(35,360) |
(37,557) |
(50,489) |
- |
(103,018) |
| Net Increase Fed. Funds Sold |
- |
- |
- |
- |
- |
| Purchase of Property & Equipment |
(2,335) |
(2,370) |
(1,067) |
(3,098) |
(741) |
| Acquisitions |
- |
61,619 |
- |
- |
- |
| Other Investment Changes, Net |
N/A |
(85,367) |
142,305 |
36,724 |
(20,693) |
| Net Cash from Investing Activities |
192,732 |
10,950 |
122,585 |
59,183 |
(97,903) |
|
| Net Change in Deposits |
(50,026) |
(115,589) |
1,982 |
163,540 |
(3,795) |
| Cash Dividends paid |
(633) |
(4,636) |
(5,946) |
(6,010) |
(6,134) |
| Repayment of Long Term Debt |
- |
- |
- |
(149,566) |
- |
| Change in Short Term Debt |
- |
- |
- |
(52) |
616 |
| Issuance of Long term Debt |
- |
- |
- |
- |
103,917 |
| Issuance of Preferred Stock |
- |
- |
- |
- |
- |
| Issuance of Common Stock |
- |
- |
- |
- |
- |
| Purchase of Treasury Stock |
- |
- |
- |
(2,491) |
(7,737) |
| Other Financing Activities |
N/A |
(10,810) |
(30,886) |
- |
- |
| Cash from Financing Activities |
(54,685) |
(131,035) |
(34,850) |
5,421 |
86,867 |
|
|
| Effect of Exchange Rate Changes |
- |
- |
- |
- |
- |
| Net Change in Cash & Equivalents |
155,060 |
(100,106) |
112,612 |
78,869 |
381 |
|
| Cash at Beginning of Period |
120,704 |
220,810 |
108,198 |
29,329 |
28,948 |
| Cash at End of Period |
275,764 |
120,704 |
220,810 |
108,198 |
29,329 |
| Total Risk-Based Capital Ratio |
0.15 |
14.73 |
0.00 |
0.00 |
0.00 |
|
|
|
