| Balance Sheet for Bay National Corp. (BAYN) | | | | | | | Assets | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Cash and Due from Banks | 2,314 | 2,348 | 1,461 | 1,403 | 573 | | Fed. Funds Sold/Securities Purchased | 4,859 | 31,550 | 6,033 | 16,709 | 17,487 | | Interest-Bearing Dep at Other Banks | - | - | - | - | - | | Investment Securities, Net | 2,115 | 1,815 | 2,335 | 2,101 | 2,029 | | Net Loans | 235,956 | 214,841 | 196,590 | 149,217 | 101,049 | | Premise and Equipment | 2,157 | 1,100 | 747 | 594 | 638 | | Due from Customers Acceptance | - | - | - | - | - | | Trading Account Securities | - | - | - | - | - | | Other Receivables | - | - | - | - | - | | Accrued Interest | 4,093 | 3,151 | 2,801 | 741 | 552 | | Deferred Acquisition Cost | - | - | - | - | - | | Accrued Investment Income | - | - | - | - | - | | Separate Account Business | - | - | - | - | - | | Time Deposit Placed | - | - | - | - | - | | Intangible Assets | - | - | - | - | - | | Other Assets | 5,042 | - | - | - | - | | Total Assets | 256,536 | 254,805 | 209,966 | 170,763 | 122,328 | | | Liabilities | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Non-Interest Bearing Deposits | 31,044 | 34,809 | 27,469 | 20,639 | 14,278 | | Interesting Bearing Deposits | 170,937 | 189,340 | 155,104 | 133,288 | 94,253 | | Short Term Debt | 25,372 | 1,545 | 1,444 | 1,381 | 1,222 | | Other Liabilities | 1,262 | 2,268 | 1,735 | 787 | 509 | | Bankers Acceptance Outstanding | - | - | - | - | - | | Fed. Funds Purchased/Securities Sold | - | - | - | - | - | | Accrued Taxes | - | - | - | - | - | | Accrued Interest Payables | - | - | - | - | - | | Other Payables | - | - | - | - | - | | Capital Lease Obligations | - | - | - | - | - | | Claims and Claim Expense | - | - | - | - | - | | Future Policy Benefits | - | - | - | - | - | | Unearned Premiums | - | - | - | - | - | | Policy Holder Funds | - | - | - | - | - | | Participating Policyholder Equity | - | - | - | - | - | | Separate Accounts Business | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Long Term Debt | 8,000 | 8,000 | 8,000 | 1,250 | - | | Total Liabilities | 236,615 | 235,962 | 193,752 | 157,345 | 110,262 | | | Preferred Stock Equity | - | - | - | - | - | | Common Stock Equity | 19,921 | 18,842 | 16,214 | 13,419 | 12,066 | | Total Equities | 19,921 | 18,842 | 16,214 | 13,419 | 12,066 | | | Total Common Shares Outstanding | 2,138 | 2,129 | 2,117 | 2,110 | 2,049 | | Total Preferred shares Outstanding | - | - | - | - | - | | | |
