BV Financial, Inc. (BVFL)
BV Financial is a federally-chartered savings and loan holding company established in January 2005 to be the holding company for Bay-Vanguard Federal, a federally-chartered savings bank. BV Financial’s business activity is the ownership of the outstanding capital stock of Bay-Vanguard Federal. BV Financial does not own or lease any property but instead uses the premises, equipment and other property of Bay-Vanguard Federal. In the future, BV Financial may acquire or organize other operating subsidiaries; however, there are no current plans, arrangements, agreements or understandings, written or oral, to do so.
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Total Income, Quarterly
Profit margin
Net income
Revenue / Net income
Short Term
Long Term


Other current liabilities| 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 |
|---|---|---|---|
| 129M | 129M | 137M | 138M |
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Cash and cash equivalents| 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 |
|---|---|---|---|
| 3789000 | 3223000 | 5637000 | 3278000 |
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Short term investments| 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 |
|---|---|---|---|
| 1225000 | 1731000 | 9493000 | 8086000 |
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Net receivables| 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 |
|---|---|---|---|
| 668000 | 649000 | 589000 | 592000 |
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Other liabilities| 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 |
|---|---|---|---|
| 1621000 | 1566000 | 1976000 | 2405000 |
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Long term investments| 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 |
|---|---|---|---|
| 143M | 141M | 136M | 134M |
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Property plant and equipment| 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 |
|---|---|---|---|
| 3089000 | 3080000 | 3071000 | 3744000 |
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Intangible assets| 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 |
|---|---|---|---|
| 361000 | 335000 | 308000 | 280000 |
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Other assets| 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 |
|---|---|---|---|
| 3031000 | 3002000 | 3052000 | 2543000 |
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Deferred long term asset charges| 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 | 31 Dec, 69 |
|---|---|---|---|
| - | - | - | 2372000 |
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Short Term
Long Term
Contact Information:
| Business Address: | 7114 North Point Road Baltimore, MD 21219 United States |
| Mailing Address: | 7114 NORTH POINT ROAD BALTIMORE MD 21219 Business Address 1230 LIGHT STREET BALTIMORE MD 21230 410-477-5000 BV Financial, Inc. CIK #: 0001302387 (s |
| Phone: | 410-477-5000 |
| Fax: | - |
| Website: | http://www.bayvanguard.com |
Company Details:
| Symbol: | BVFL |
| SIC: | - |
| State location: | MD |
| Sector: | - |
| State of Inc: | X1 |
| Employees: | 34 |
| Type: | OTCBB |
Key executives:
| Name | Age | Position |
|---|---|---|
| Carolyn M. Mroz | 66 | Chief Exec. Officer, Pres, Director, Chief Exec. Officer of Bay-Vanguard M H C, Pres of Bay-Vanguard M H C, Chief Exec. Officer of Bay-Vanguard Federal Savings Bank, Pres of Bay-Vanguard Federal Savings Bank of Bay-Vanguard Federal Savings Bank |
| Daniel J. Gallagher Jr | 55 | Director, Sr. VP of Bay-Vanguard Federal Savings Bank of Bay-Vanguard Federal Savings Bank |
| Edmund T. Leonard | 68 | Chairman, Chief Financial Officer, Principal Accounting Officer, Chairman of Bay-Vanguard M H C, Chairman of Bay-Vanguard Federal Savings Bank, Chief Financial Officer of Bay-Vanguard M H C and Chief Financial Officer of Bay-Vanguard Federal Savings Bank |
| Michele J. Kelly | 65 | Sr. VP of Bay-Vanguard Federal Savings Bank |
| Robert R. Kern Jr | 63 | Corp. Sec., Director, Chairman of Compensation Committee, Chairman of Nominating & Governance Committee of Bay-Vanguard Federal Savings Bank |
| Post # | Subject | Re | Name | Date |
|---|---|---|---|---|
| 1 | This message board is to discuss BV... | 0 | Hotstocked | February 05, 2009, 08:10AM |
| 2 | Here on this message board we are inviting... | 0 | Guest | February 05, 2009, 08:10AM |

