| Cash Flow for CalWest Bancorp (CALW) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | N/A | 832 | 733 | 761 | 65 | | Provision for Loan Loss | N/A | 260 | 325 | 330 | 868 | | Depreciation & Amortization | N/A | 412 | 232 | 320 | 233 | | Deferred Income Taxes | N/A | 102 | 150 | 246 | (18) | | Change in Assets (Receivables) | N/A | (115) | - | - | - | | Change in Liabilities (Payables) | N/A | - | - | - | - | | Investment Securities Gain | N/A | - | - | - | - | | Net Policy Acquisition Cost | N/A | - | - | - | - | | Realized Investment Gains | N/A | (1,398) | (480) | (661) | (1,220) | | Net Premiums Receivables | N/A | - | - | - | - | | Change in Income Taxes | N/A | - | - | - | - | | Other Non-Cash Items | N/A | (811) | 1,212 | 1,604 | 9,359 | | Net Cash from Operating Activities | N/A | (718) | 2,172 | 2,600 | 9,288 | | | | Proceeds from Sale/Mat. Inv. | N/A | 8,072 | 36,965 | 27,930 | 108,394 | | Purchase of Investment Securities | N/A | (14,811) | (53,854) | (43,240) | (106,153) | | Net Increase Fed. Funds Sold | N/A | (307) | (292) | (198) | (173) | | Purchase of Property & Equipment | N/A | (1,500) | (120) | (389) | (249) | | Acquisitions | N/A | - | - | - | - | | Other Investment Changes, Net | N/A | (16,991) | (3,436) | (10,589) | (18,698) | | Net Cash from Investing Activities | N/A | (25,536) | (20,737) | (26,487) | (16,878) | | | Net Change in Deposits | N/A | (8,531) | 26,021 | 21,698 | 17,595 | | Cash Dividends paid | N/A | - | - | - | - | | Repayment of Long Term Debt | N/A | - | (1,350) | (117) | (112) | | Change in Short Term Debt | N/A | - | - | - | - | | Issuance of Long term Debt | N/A | 6,350 | - | 4,500 | 3,000 | | Issuance of Preferred Stock | N/A | - | - | - | - | | Issuance of Common Stock | N/A | 148 | 9,400 | - | 100 | | Purchase of Treasury Stock | N/A | - | - | - | - | | Other Financing Activities | N/A | - | - | - | - | | Cash from Financing Activities | N/A | (2,033) | 34,071 | 26,081 | 20,583 | | | | Effect of Exchange Rate Changes | N/A | - | - | - | - | | Net Change in Cash & Equivalents | N/A | (28,287) | 15,506 | 2,195 | 12,992 | | | Cash at Beginning of Period | N/A | 43,604 | 28,098 | 25,903 | 12,911 | | Cash at End of Period | N/A | 15,317 | 43,604 | 28,098 | 25,903 | | | |
