| Cash Flow for Cambridge Bancorp (CATC) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2006 | 12/2005 | 12/2004 | 12/2003 | 12/2002 | | | Net Income | 8,680 | N/A | 8,184 | 6,103 | 2,414 | | Provision for Loan Loss | 265 | N/A | 475 | 700 | 600 | | Depreciation & Amortization | 1,720 | N/A | 2,615 | 3,261 | 2,837 | | Deferred Income Taxes | - | N/A | - | - | - | | Change in Assets (Receivables) | - | N/A | 1,916 | 6,377 | (3,395) | | Change in Liabilities (Payables) | - | N/A | (4,933) | 8 | 4,710 | | Investment Securities Gain | (287) | N/A | (312) | (52) | (249) | | Net Policy Acquisition Cost | - | N/A | - | - | - | | Realized Investment Gains | - | N/A | (919) | - | - | | Net Premiums Receivables | - | N/A | - | - | - | | Change in Income Taxes | - | N/A | - | - | - | | Other Non-Cash Items | 577 | N/A | 435 | 557 | 644 | | Net Cash from Operating Activities | 10,955 | N/A | 7,461 | 16,954 | 7,561 | | | | Proceeds from Sale/Mat. Inv. | 38,355 | N/A | 360,627 | 133,351 | 119,825 | | Purchase of Investment Securities | (47,119) | N/A | (371,923) | (156,303) | (113,263) | | Net Increase Fed. Funds Sold | - | N/A | - | - | - | | Purchase of Property & Equipment | (1,464) | N/A | (708) | (1,426) | (1,269) | | Acquisitions | - | N/A | - | - | - | | Other Investment Changes, Net | (23,760) | N/A | (4,828) | (42,180) | (25,384) | | Net Cash from Investing Activities | (33,988) | N/A | (16,832) | (66,558) | (20,091) | | | Net Change in Deposits | 287 | N/A | 42,093 | 28,852 | 83,977 | | Cash Dividends paid | (4,095) | N/A | (3,616) | (3,441) | (3,292) | | Repayment of Long Term Debt | - | N/A | - | (10,000) | - | | Change in Short Term Debt | 23,856 | N/A | (8,170) | 7,904 | (25,757) | | Issuance of Long term Debt | - | N/A | - | - | - | | Issuance of Preferred Stock | - | N/A | - | - | - | | Issuance of Common Stock | 1,071 | N/A | 4,624 | 712 | 706 | | Purchase of Treasury Stock | (1,854) | N/A | (5,282) | (499) | (4,247) | | Other Financing Activities | - | N/A | - | - | - | | Cash from Financing Activities | 19,265 | N/A | 29,649 | 23,528 | 51,387 | | | | Effect of Exchange Rate Changes | - | N/A | - | - | - | | Net Change in Cash & Equivalents | (3,768) | N/A | 20,278 | (26,076) | 38,857 | | | Cash at Beginning of Period | 20,952 | N/A | 33,348 | 59,424 | 20,567 | | Cash at End of Period | 17,184 | N/A | 53,626 | 33,348 | 59,424 | | | |
