Capital Corp. of the West operates as the holding company for County Bank, which provides general commercial banking services primarily in California. The bank provides demand, savings, and time deposits. County Bank’s loan portfolio includes commercial, agriculture, real estate, personal, home improvement, home mortgage, automobile, credit card, and other installment and term loans. The bank also offers travelers' checks, safe deposit boxes, banking-by-mail, drive-up facilities, automated teller machines, trust services, and other customary banking services to its customers. As of March 31, 2006, it operated 23 branch offices located in Merced, Atwater, Hilmar, Los Banos, Sonora,...