| Cash Flow for Capital Corp of the West (CCOW) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | (3,616) | 22,676 | 20,954 | 12,323 | 13,640 | | Provision for Loan Loss | 29,803 | 400 | 2,051 | 2,671 | 2,455 | | Depreciation & Amortization | 9,124 | 7,655 | 7,484 | 6,520 | 5,457 | | Deferred Income Taxes | (10,733) | 780 | (593) | (552) | (1,582) | | Change in Assets (Receivables) | 15,449 | 1,119 | (18,237) | (5,038) | (8,203) | | Change in Liabilities (Payables) | (2,233) | 3,174 | 1,593 | 2,579 | 478 | | Investment Securities Gain | 142 | (622) | - | - | - | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (428) | (392) | - | 3,665 | (608) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 2,310 | (896) | (1,041) | (1,066) | - | | Net Cash from Operating Activities | 39,818 | 33,894 | 12,211 | 21,102 | 11,637 | | | | Proceeds from Sale/Mat. Inv. | 50,656 | 83,219 | 122,115 | 95,260 | 135,701 | | Purchase of Investment Securities | (2,833) | (6,764) | (191,404) | (164,513) | (226,546) | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (9,044) | (15,862) | (8,955) | (7,586) | (3,960) | | Acquisitions | (21,580) | - | - | - | - | | Other Investment Changes, Net | (99,136) | (167,782) | (188,917) | (130,330) | (132,838) | | Net Cash from Investing Activities | (81,937) | (107,189) | (267,161) | (207,169) | (227,643) | | | Net Change in Deposits | (130,116) | 210,841 | 250,343 | 125,349 | 194,429 | | Cash Dividends paid | (4,430) | (3,111) | (1,886) | (1,158) | (16) | | Repayment of Long Term Debt | (59,515) | (50,031) | (142,391) | (25,598) | (22,387) | | Change in Short Term Debt | - | - | - | - | - | | Issuance of Long term Debt | 123,915 | 15,464 | 180,000 | 96,900 | 15,310 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 559 | 2,836 | 2,646 | 2,911 | 969 | | Purchase of Treasury Stock | - | - | - | - | - | | Other Financing Activities | 46 | 1,248 | - | - | - | | Cash from Financing Activities | (69,541) | 177,247 | 288,712 | 198,404 | 188,305 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (111,660) | 103,952 | 33,762 | 12,337 | (27,701) | | | Cash at Beginning of Period | 195,533 | 91,581 | 57,819 | 45,482 | 73,183 | | Cash at End of Period | 83,873 | 195,533 | 91,581 | 57,819 | 45,482 | | | |
