| Cash Flow for Capitol Federal Financial (CFFN) | | | | | | | Cash Flow | in Thousands of Dollars | | | 09/2007 | 09/2006 | 09/2005 | 09/2004 | 09/2003 | | | Net Income | 32,296 | 48,117 | 65,059 | (106,275) | 52,031 | | Provision for Loan Loss | (225) | 247 | 215 | 64 | - | | Depreciation & Amortization | 4,390 | 9,967 | 15,462 | 29,941 | 31,050 | | Deferred Income Taxes | 18,714 | 28,288 | 23,719 | (83,500) | (480) | | Change in Assets (Receivables) | 399,374 | (101) | 2,752 | (2,716) | 580 | | Change in Liabilities (Payables) | (5,367) | 2,123 | 1,674 | (6,945) | 1,657 | | Investment Securities Gain | - | (1,076) | - | - | - | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | - | (609) | (928) | (1,165) | (19,599) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | (1,239) | (5,287) | 2,094 | 20,449 | (7,930) | | Other Non-Cash Items | (1,229) | (106) | (5,303) | 244,759 | 172,625 | | Net Cash from Operating Activities | 446,714 | 81,563 | 104,744 | 94,612 | 229,934 | | | | Proceeds from Sale/Mat. Inv. | 1,102,744 | 764,865 | 1,004,929 | 1,690,376 | 2,711,405 | | Purchase of Investment Securities | (919,131) | (310,249) | (309,506) | (1,036,789) | (3,663,320) | | Net Increase Fed. Funds Sold | 35,486 | 27,042 | - | 1,252 | (6,024) | | Purchase of Property & Equipment | (4,625) | (2,677) | (2,646) | (2,194) | (6,638) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (117,808) | (165,134) | (705,381) | (441,919) | 555,904 | | Net Cash from Investing Activities | 96,666 | 313,847 | (12,604) | 210,726 | (408,673) | | | Net Change in Deposits | 22,351 | (59,866) | (167,477) | (110,417) | (153,985) | | Cash Dividends paid | (43,000) | (46,949) | (40,722) | (55,340) | (41,609) | | Repayment of Long Term Debt | (756,901) | (829,100) | (719,900) | (562,391) | (463,348) | | Change in Short Term Debt | - | - | - | - | - | | Issuance of Long term Debt | 206,901 | 675,100 | 719,900 | 546,891 | 443,000 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 3,942 | 2,279 | 7,100 | 7,278 | 4,103 | | Purchase of Treasury Stock | (3,198) | (16,681) | (8,609) | (3,355) | (18,526) | | Other Financing Activities | 6,074 | 4,483 | 4,608 | 1,604 | (1,319) | | Cash from Financing Activities | (563,831) | (270,734) | (205,100) | (175,730) | (231,684) | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (20,451) | 124,676 | (112,960) | 129,608 | (410,423) | | | Cash at Beginning of Period | 183,242 | 58,566 | 171,526 | 41,918 | 452,341 | | Cash at End of Period | 162,791 | 183,242 | 58,566 | 171,526 | 41,918 | | | |
