Carolina Bank Holdings, Inc. operates as the holding company for Carolina Bank that provides commercial and consumer banking services to individuals and small to medium-sized businesses in Guilford, Alamance, and Randolph Counties, North Carolina. Its deposit products include personal and commercial checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The bank offers commercial loans, as well as various consumer loans, including installment loans, credit card products, mortgage loans, and equity lines of credit. As of April 18, 2006, the bank operated five branches in North Carolina. The company was incorporated in 1996 and is...