Central Pacific Financial Corp. operates as a holding company for Central Pacific Bank that provides commercial banking services to small and medium-sized businesses, professionals, and individuals in Hawaii. The bank engages in generating deposits and originating loans. Its deposit products include checking, savings, and time deposits, as well as money market accounts. The bank’s loan portfolio comprises commercial, financial, and agricultural loans; real estate construction; mortgage; and consumer loans. It also provides cash management and Internet banking services, trust services, and retail brokerage services. As of December 31, 2005, the bank operated 37 bank branches and...