CFS Bancorp, Inc. operates as the holding company for Citizens Financial Bank, which offers financial services primarily in northwest Indiana, and the south and southwest Chicagoland area. It offers various deposit products, including checking accounts, money market accounts, statement and passbook savings accounts, and term certificates. The bank’s loan portfolio comprises commercial real estate loans, construction and land development loans, and commercial and industrial loans, as well as single-family residential mortgage loans, home equity loans, home equity lines of credit, and consumer loans. It also provides sweep accounts, zero balance accounts, remote merchant...