and Managements Discussion and Analysis of Financial
Condition and Results of Operations. In addition to the other risks or uncertainties contained in
this report, the following risks may affect our operating results, financial condition and cash
flows. If any of these risks occur, either alone or in combination with other factors, our
business, financial condition or operating results could be adversely affected. Moreover, readers
should note this is not an exhaustive list of the risks we face; some risks are unknown or not
quantifiable, and other risks that we currently perceive as immaterial may ultimately prove more
significant than expected. Statements about...
Chief Credit Officer of Columbia River Bank and Exec. VP of Columbia River Bank
Craig J. Ortega
55
Pres of Columbia River Bank
Greg B. Spear
46
Chief Admin. Officer, Chief Financial Officer, Chief Accounting Officer, Exec. VP, Sec., Chief Accounting Officer of Columbia River Bank, Chief Financial Officer - CRB and Exec. VP - CRB
R.Shane Correa
46
Chief Banking Officer of Columbia River Bank and Exec. VP of Columbia River Bank
Roger L. Christensen
54
Chief Exec. Officer, Pres, Director, Member of Exec. Committee, Chief Exec. Officer of Columbia River Bank, Pres of Columbia River Bank of Columbia River Bank