| Cash Flow for CVB Financial Corp. (CVBF) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 60,584 | 71,906 | 70,618 | 61,486 | 52,832 | | Provision for Loan Loss | 4,000 | 3,000 | - | - | - | | Depreciation & Amortization | 13,236 | 15,097 | 21,630 | 14,302 | 22,024 | | Deferred Income Taxes | 99 | 4,813 | (585) | (3,537) | 5,937 | | Change in Assets (Receivables) | (2,310) | (7,712) | (5,471) | (2,667) | 396 | | Change in Liabilities (Payables) | (2,844) | 1,109 | 6,147 | 3,550 | (1,303) | | Investment Securities Gain | - | (1,057) | 46 | (5,593) | (5,154) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (14) | (436) | 34 | 6,674 | 112 | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | (1,636) | (15,834) | (3,335) | 1,435 | (2,900) | | Net Cash from Operating Activities | 71,115 | 70,886 | 89,084 | 75,650 | 71,944 | | | | Proceeds from Sale/Mat. Inv. | 479,583 | 481,513 | 560,122 | 120,783 | 222,054 | | Purchase of Investment Securities | (263,623) | (1,119,706) | (854,866) | (115,351) | (88,480) | | Net Increase Fed. Funds Sold | 54,623 | (8,096) | (17,205) | (15,935) | (15,543) | | Purchase of Property & Equipment | (7,401) | (9,364) | (11,881) | (11,376) | (6,923) | | Acquisitions | 743 | - | - | - | - | | Other Investment Changes, Net | (285,052) | (25,000) | (437,537) | (673,494) | (879,674) | | Net Cash from Investing Activities | (21,127) | (680,653) | (761,367) | (695,373) | (768,566) | | | Net Change in Deposits | (235,996) | (17,236) | 446,504 | 214,529 | 269,441 | | Cash Dividends paid | (28,479) | (27,876) | (27,963) | (23,821) | (21,638) | | Repayment of Long Term Debt | (480,000) | (620,000) | (106,000) | - | - | | Change in Short Term Debt | (173,105) | 414,061 | 45,980 | 402,118 | 305,428 | | Issuance of Long term Debt | 600,000 | 875,774 | 370,000 | - | 82,476 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 2,082 | 983 | 1,789 | 1,281 | 989 | | Purchase of Treasury Stock | (33,918) | - | (12,286) | (1,992) | (7,053) | | Other Financing Activities | 242,503 | 331 | - | - | - | | Cash from Financing Activities | (106,913) | 626,037 | 718,024 | 592,115 | 629,643 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (56,925) | 16,270 | 45,741 | (27,608) | (66,979) | | | Cash at Beginning of Period | 146,411 | 130,141 | 84,400 | 112,008 | 164,973 | | Cash at End of Period | 89,486 | 146,411 | 130,141 | 84,400 | 97,994 | | | |
