| Cash Flow for Eagle Bancorp Inc. (EGBN) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 7,701 | 8,025 | 7,544 | 5,087 | 3,215 | | Provision for Loan Loss | 1,643 | 1,745 | 1,843 | 675 | 1,175 | | Depreciation & Amortization | 1,347 | 1,196 | 1,122 | 984 | 714 | | Deferred Income Taxes | (868) | (647) | (1,312) | (151) | (319) | | Change in Assets (Receivables) | 680 | 24 | (1,704) | (913) | (708) | | Change in Liabilities (Payables) | 1,953 | (1,869) | 3,940 | 932 | (126) | | Investment Securities Gain | (6) | (124) | (279) | (453) | (311) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (1,036) | (1,114) | (1,245) | (952) | (757) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 205 | (492) | 595 | 2,393 | 2,654 | | Net Cash from Operating Activities | 11,619 | 6,744 | 10,504 | 7,602 | 5,537 | | | | Proceeds from Sale/Mat. Inv. | 39,110 | 26,256 | 43,505 | 222,931 | 433,301 | | Purchase of Investment Securities | (33,695) | (48,632) | (48,336) | (204,254) | (443,296) | | Net Increase Fed. Funds Sold | - | - | - | (15,035) | - | | Purchase of Property & Equipment | (1,094) | (2,376) | (1,170) | (2,451) | (1,372) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (91,517) | (70,542) | (135,438) | (107,353) | (82,673) | | Net Cash from Investing Activities | (87,197) | (95,294) | (141,439) | (106,162) | (94,040) | | | Net Change in Deposits | 2,421 | 59,622 | 106,606 | 126,773 | 57,080 | | Cash Dividends paid | (2,302) | (2,152) | (1,994) | - | - | | Repayment of Long Term Debt | - | - | - | (4,255) | (3,745) | | Change in Short Term Debt | 52,344 | 13,925 | 1,823 | (18,471) | 8,800 | | Issuance of Long term Debt | 8,000 | 22,000 | - | - | - | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 1,771 | 936 | 1,130 | 510 | 29,890 | | Purchase of Treasury Stock | - | - | - | - | - | | Other Financing Activities | 19 | 431 | - | - | - | | Cash from Financing Activities | 62,253 | 94,762 | 107,565 | 104,557 | 92,025 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (13,325) | 6,212 | (23,370) | 5,997 | 3,522 | | | Cash at Beginning of Period | 28,977 | 22,765 | 46,135 | 25,103 | 21,581 | | Cash at End of Period | 15,652 | 28,977 | 22,765 | 31,100 | 25,103 | | | |
