| Cash Flow for Eastern Virginia Bankshares Inc. (EVBS) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 8,754 | 7,237 | 6,726 | 7,240 | 7,083 | | Provision for Loan Loss | 1,238 | 725 | 552 | 1,279 | 1,637 | | Depreciation & Amortization | 2,043 | 1,917 | 2,986 | 2,981 | 1,577 | | Deferred Income Taxes | (439) | (1,323) | (186) | 86 | 139 | | Change in Assets (Receivables) | 394 | (1,448) | 383 | (564) | (8,230) | | Change in Liabilities (Payables) | 2,710 | 2,251 | (469) | (62) | 1,411 | | Investment Securities Gain | (14) | (36) | (224) | (303) | (173) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (12) | (26) | 35 | (1) | (13) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 266 | 281 | 16 | - | 410 | | Net Cash from Operating Activities | 14,940 | 9,578 | 9,819 | 10,656 | 3,841 | | | | Proceeds from Sale/Mat. Inv. | 15,702 | 17,723 | 30,179 | 66,158 | 57,754 | | Purchase of Investment Securities | (50,271) | (10,742) | (36,172) | (61,780) | (98,115) | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (3,326) | (3,650) | (1,889) | (3,212) | (4,691) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (59,782) | (76,681) | (61,934) | (26,898) | (33,716) | | Net Cash from Investing Activities | (97,677) | (73,350) | (69,816) | (25,732) | (78,768) | | | Net Change in Deposits | 17,921 | 25,636 | 38,465 | 8,729 | 45,996 | | Cash Dividends paid | (3,869) | (3,098) | (2,935) | (2,920) | (2,768) | | Repayment of Long Term Debt | (48,429) | (1,429) | (1,429) | (1,429) | (714) | | Change in Short Term Debt | 17,099 | (6,822) | (1,578) | 8,400 | - | | Issuance of Long term Debt | 85,000 | 40,000 | 30,500 | - | 20,000 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 451 | 23,983 | 387 | 405 | 359 | | Purchase of Treasury Stock | (3,610) | - | - | (191) | (239) | | Other Financing Activities | 143 | 401 | 306 | 216 | 201 | | Cash from Financing Activities | 64,706 | 78,671 | 63,716 | 13,210 | 62,835 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (18,031) | 14,899 | 3,719 | (1,866) | (12,092) | | | Cash at Beginning of Period | 36,415 | 21,516 | 17,797 | 19,663 | 31,755 | | Cash at End of Period | 18,384 | 36,415 | 21,516 | 17,797 | 19,663 | | | |
