| Balance Sheet for Elmira Savings Bank FSB (ESBK) | | | | | | | Assets | in Thousands of Dollars | | | 12/2006 | 12/2005 | 12/2004 | 12/2003 | 12/2002 | | | Cash and Due from Banks | 19,632 | 8,387 | 7,823 | 6,175 | 14,209 | | Fed. Funds Sold/Securities Purchased | 2,903 | 3,374 | 2,377 | 1,328 | 8,429 | | Interest-Bearing Dep at Other Banks | - | - | - | - | - | | Investment Securities, Net | 99,805 | 104,020 | 100,654 | 79,353 | 49,806 | | Net Loans | 224,766 | 204,376 | 195,447 | 185,298 | 201,997 | | Premise and Equipment | 5,479 | 5,738 | 6,131 | 6,099 | 6,358 | | Due from Customers Acceptance | - | - | - | - | - | | Trading Account Securities | - | - | - | - | - | | Other Receivables | - | - | - | - | - | | Accrued Interest | 1,753 | 1,507 | 1,331 | 1,106 | 1,178 | | Deferred Acquisition Cost | - | - | - | - | - | | Accrued Investment Income | - | - | - | - | - | | Separate Account Business | - | - | - | - | - | | Time Deposit Placed | - | - | - | - | - | | Intangible Assets | 639 | 349 | 456 | 563 | 670 | | Other Assets | 16,493 | 5,571 | 4,745 | 4,732 | 1,402 | | Total Assets | 371,470 | 333,322 | 318,964 | 284,654 | 284,049 | | | Liabilities | in Thousands of Dollars | | | 12/2006 | 12/2005 | 12/2004 | 12/2003 | 12/2002 | | | Non-Interest Bearing Deposits | - | - | 28,005 | 29,794 | 29,279 | | Interesting Bearing Deposits | 288,165 | 241,719 | 220,558 | 202,684 | 209,061 | | Short Term Debt | - | - | 11,800 | 6,000 | - | | Other Liabilities | 2,550 | 2,906 | 3,353 | 3,025 | 2,248 | | Bankers Acceptance Outstanding | - | - | - | - | - | | Fed. Funds Purchased/Securities Sold | 35,000 | - | 13,000 | 7,000 | 10,000 | | Accrued Taxes | - | - | - | - | - | | Accrued Interest Payables | 241 | - | - | - | - | | Other Payables | 34 | - | - | - | - | | Capital Lease Obligations | - | - | - | - | - | | Claims and Claim Expense | - | - | - | - | - | | Future Policy Benefits | - | - | - | - | - | | Unearned Premiums | - | - | - | - | - | | Policy Holder Funds | - | - | - | - | - | | Participating Policyholder Equity | - | - | - | - | - | | Separate Accounts Business | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Long Term Debt | 20,846 | 65,912 | 19,973 | 14,030 | 12,083 | | Total Liabilities | 346,836 | 310,537 | 296,689 | 262,533 | 262,671 | | | Preferred Stock Equity | - | - | - | - | - | | Common Stock Equity | 24,634 | 22,785 | 22,275 | 22,121 | 21,378 | | Total Equities | 24,634 | 22,785 | 22,275 | 22,121 | 21,378 | | | Total Common Shares Outstanding | 1,609 | 1,603 | 1,606 | 1,674 | 1,690 | | Total Preferred shares Outstanding | - | - | - | - | - | | | |
