| Cash Flow for Fauquier Bankshares Inc. (FBSS) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 4,953 | 5,604 | 5,702 | 4,978 | 4,336 | | Provision for Loan Loss | 717 | 360 | 473 | 540 | 784 | | Depreciation & Amortization | 1,276 | 1,447 | 1,294 | 1,434 | 1,828 | | Deferred Income Taxes | (327) | (5) | (29) | (301) | (289) | | Change in Assets (Receivables) | 16 | (0) | (211) | (1,070) | (585) | | Change in Liabilities (Payables) | 1,004 | (171) | (134) | 581 | 402 | | Investment Securities Gain | - | 83 | - | - | (248) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | - | (250) | (11) | (6) | (3) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | (420) | (105) | (111) | (148) | (64) | | Net Cash from Operating Activities | 7,220 | 6,962 | 6,972 | 6,007 | 6,161 | | | | Proceeds from Sale/Mat. Inv. | 7,938 | 9,085 | 10,962 | 18,189 | 54,340 | | Purchase of Investment Securities | (5,834) | - | (1,569) | (24,740) | (36,517) | | Net Increase Fed. Funds Sold | 924 | (716) | - | - | - | | Purchase of Property & Equipment | (614) | (250) | (957) | (1,750) | (2,455) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | 6,237 | (35,372) | (43,719) | (45,514) | (87,395) | | Net Cash from Investing Activities | 8,650 | (27,252) | (35,284) | (53,815) | (72,028) | | | Net Change in Deposits | (11,512) | 24,414 | 17,001 | 53,527 | 47,460 | | Cash Dividends paid | (2,797) | (2,590) | (2,730) | (1,794) | (1,521) | | Repayment of Long Term Debt | (81,124) | (95,000) | (11,000) | (16,000) | - | | Change in Short Term Debt | - | (5,000) | 5,000 | - | 2,000 | | Issuance of Long term Debt | 57,000 | 108,000 | 38,000 | 9,000 | 5,000 | | Issuance of Preferred Stock | - | 4,124 | - | - | - | | Issuance of Common Stock | 1,159 | 325 | 622 | 988 | 296 | | Purchase of Treasury Stock | (723) | (43) | (10) | (697) | (354) | | Other Financing Activities | - | - | - | - | - | | Cash from Financing Activities | (37,997) | 34,231 | 46,884 | 45,024 | 52,880 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (22,127) | 13,941 | 18,572 | (2,784) | (12,987) | | | Cash at Beginning of Period | 41,680 | 27,739 | 9,167 | 11,950 | 24,937 | | Cash at End of Period | 19,552 | 41,680 | 27,739 | 9,167 | 11,950 | | | |
