| Cash Flow for FedFirst Financial Corp. (FFCO) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | (1,955) | 344 | (102) | (883) | 343 | | Provision for Loan Loss | 1,119 | 84 | 85 | 144 | 242 | | Depreciation & Amortization | (206) | 295 | 541 | 917 | 1,061 | | Deferred Income Taxes | (899) | 337 | 81 | (635) | (252) | | Change in Assets (Receivables) | 412 | (1,437) | 207 | (92) | (191) | | Change in Liabilities (Payables) | 412 | 1,038 | 576 | 1,481 | 867 | | Investment Securities Gain | 41,895 | - | 1 | 507 | (687) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | - | (62) | - | - | (2) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 1,181 | 550 | (217) | (2,971) | (77) | | Net Cash from Operating Activities | 41,959 | 1,149 | 1,172 | (1,532) | 1,304 | | | | Proceeds from Sale/Mat. Inv. | 20,614 | 14,352 | 29,611 | 120,569 | 154,800 | | Purchase of Investment Securities | (67,370) | (19,146) | (22,443) | (75,950) | (134,564) | | Net Increase Fed. Funds Sold | (175) | 246 | - | - | - | | Purchase of Property & Equipment | (1,220) | (387) | (308) | (186) | (67) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (15,038) | (3,594) | (13,524) | 10,889 | (61,360) | | Net Cash from Investing Activities | (63,189) | (8,529) | (6,664) | 55,322 | (41,191) | | | Net Change in Deposits | 12,063 | 18,598 | (12,492) | (5,131) | (2,189) | | Cash Dividends paid | - | - | (58) | (67) | (3) | | Repayment of Long Term Debt | - | (13,081) | - | - | - | | Change in Short Term Debt | - | - | (8,484) | (50,095) | 42,892 | | Issuance of Long term Debt | 11,751 | - | - | - | - | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 21 | - | 28,735 | - | - | | Purchase of Treasury Stock | (1,775) | - | (2,592) | - | - | | Other Financing Activities | 223 | (37) | - | (111) | 295 | | Cash from Financing Activities | 22,283 | 5,480 | 5,109 | (55,404) | 40,995 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | 1,053 | (1,900) | (383) | (1,614) | 1,107 | | | Cash at Beginning of Period | 4,499 | 6,332 | 6,715 | 8,329 | 7,222 | | Cash at End of Period | 5,552 | 4,432 | 6,332 | 6,715 | 8,329 | | | |
