Fentura Financial, Inc. is a bank holding company headquartered in Fenton, Michigan that owns three subsidiary banks. All information in this Item 1 is as of December 31, 2006. The Company’s subsidiary banks operate 17 community banking offices offering a full range of banking services principally to individuals, small business, and government entities throughout mid-Michigan and western Michigan. At the close of business on December 31, 2006, the Company had assets of $622 million, deposits of $528 million, and shareholders’ equity of $51 million. Trust assets under management totaled $142 million.