| Cash Flow for Fidelity D&D Bancorp Inc. (FDBC) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 4,612 | 4,125 | 4,592 | 3,364 | 1,643 | | Provision for Loan Loss | (60) | 325 | 830 | 2,150 | 3,715 | | Depreciation & Amortization | 1,130 | 1,350 | 1,584 | 1,856 | 3,148 | | Deferred Income Taxes | 79 | (75) | (319) | (626) | (565) | | Change in Assets (Receivables) | (864) | (810) | (346) | 251 | 1,247 | | Change in Liabilities (Payables) | (30) | 923 | 201 | (168) | (788) | | Investment Securities Gain | 80 | (1) | (5) | (9) | (329) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (401) | (75) | 283 | (145) | (548) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 16 | 109 | (57) | 150 | 874 | | Net Cash from Operating Activities | 4,563 | 5,871 | 6,762 | 6,822 | 8,397 | | | | Proceeds from Sale/Mat. Inv. | 16,242 | 44,425 | 40,460 | 39,318 | 123,038 | | Purchase of Investment Securities | (38,399) | (46,996) | (24,207) | (15,525) | (121,384) | | Net Increase Fed. Funds Sold | 492 | 833 | (60) | - | - | | Purchase of Property & Equipment | (2,487) | (1,722) | (703) | (278) | (621) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (3,933) | (14,563) | (23,480) | 2,496 | (15,025) | | Net Cash from Investing Activities | (28,085) | (18,024) | (7,989) | 26,011 | (13,991) | | | Net Change in Deposits | 15,374 | 30,836 | 13,883 | (35,827) | (12,346) | | Cash Dividends paid | (1,484) | (1,233) | (1,133) | (1,110) | (1,082) | | Repayment of Long Term Debt | (19,828) | (37,168) | (2,415) | (757) | - | | Change in Short Term Debt | 6,000 | 4,883 | (21,761) | (4,223) | 3,544 | | Issuance of Long term Debt | 20,000 | 16,000 | 15,000 | - | 8,876 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 68 | 48 | 32 | 69 | 72 | | Purchase of Treasury Stock | - | (7) | - | - | (458) | | Other Financing Activities | - | - | - | - | - | | Cash from Financing Activities | 20,130 | 13,359 | 3,606 | (41,848) | (1,393) | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (3,392) | 1,206 | 2,378 | (9,015) | (6,988) | | | Cash at Beginning of Period | 13,801 | 12,595 | 10,216 | 19,232 | 26,219 | | Cash at End of Period | 10,409 | 13,801 | 12,595 | 10,216 | 19,232 | | | |
