The First Bancshares, Inc. operates as the holding company for The First National Bank of South Mississippi that provides general commercial and retail banking services to medium sized businesses, professional concerns, and individuals in Mississippi. The bank’s deposit products include checking accounts, NOW accounts, savings accounts, individual retirement accounts, and other time deposits of various types ranging from money market accounts to long term certificates of deposits. It provides commercial loans, such as secured and unsecured loans for working capital, business expansion, purchase of equipment and machinery; consumer loans, including equity lines of credit, and...