| Cash Flow for First Community Bank Corp. of America (FCFL) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 2,865 | 3,652 | 2,863 | 2,023 | 1,468 | | Provision for Loan Loss | 1,165 | 230 | 795 | 605 | 668 | | Depreciation & Amortization | 182 | 561 | 341 | 257 | 338 | | Deferred Income Taxes | (621) | (202) | (622) | (269) | (270) | | Change in Assets (Receivables) | 175 | 550 | (623) | 198 | (332) | | Change in Liabilities (Payables) | (2,382) | 1,412 | 3,221 | 1,528 | (61) | | Investment Securities Gain | - | - | - | - | - | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (147) | (237) | (141) | (80) | (267) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | (145) | (63) | (1,169) | 360 | 758 | | Net Cash from Operating Activities | 1,092 | 5,903 | 4,665 | 4,622 | 2,302 | | | | Proceeds from Sale/Mat. Inv. | 5,115 | 8,581 | 13,512 | 3,394 | 11,093 | | Purchase of Investment Securities | (6,807) | (9,625) | (12,909) | (11,589) | (10,014) | | Net Increase Fed. Funds Sold | 49 | (1,444) | (211) | 152 | (425) | | Purchase of Property & Equipment | (4,912) | 1,234 | (3,860) | (1,427) | (270) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (41,888) | (75,780) | (66,109) | (46,528) | (37,715) | | Net Cash from Investing Activities | (48,443) | (77,034) | (69,577) | (55,998) | (37,331) | | | Net Change in Deposits | 34,910 | 27,081 | 71,911 | 66,189 | 13,897 | | Cash Dividends paid | (2) | - | - | - | - | | Repayment of Long Term Debt | (56,700) | (29,200) | (33,800) | (10,000) | (4,000) | | Change in Short Term Debt | - | - | 2,587 | (689) | (556) | | Issuance of Long term Debt | 66,424 | 62,280 | 33,800 | 1,000 | 15,000 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 292 | 611 | 2,666 | 1,417 | 7,491 | | Purchase of Treasury Stock | - | - | (288) | - | - | | Other Financing Activities | - | 188 | (4) | - | - | | Cash from Financing Activities | 44,924 | 60,960 | 76,872 | 57,917 | 31,832 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (2,427) | (10,171) | 11,960 | 6,541 | (3,197) | | | Cash at Beginning of Period | 11,527 | 21,698 | 9,738 | 3,197 | 6,394 | | Cash at End of Period | 9,100 | 11,527 | 21,698 | 9,738 | 3,197 | | | |
