| Income Statement for First Defiance Financial Corp. (FDEF) | | | | | | | Income | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | Total Interest Income | 98,751 | 93,065 | 76,174 | 54,119 | 49,936 | | Total Interest Expense | (50,089) | (44,043) | (28,892) | (20,381) | (20,855) | | Net Interest Income | 48,662 | 49,022 | 47,282 | 33,738 | 29,081 | | Loan Loss Provision | (2,306) | (1,756) | (1,442) | (1,548) | (1,719) | | Net Interest Income After Loan Loss Provision | 46,356 | 47,266 | 45,840 | 32,190 | 27,362 | | Non-Interest Income | 22,130 | 19,624 | 15,925 | 15,313 | 18,788 | | Non-Interest Expense | (48,113) | (43,839) | (43,942) | (29,978) | (28,378) | | Special Income/Charges | - | - | - | (1,927) | - | | Net Income Before Taxes | 20,373 | 23,051 | 17,823 | 15,598 | 17,772 | | Premium Tax (Credit) | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Income Taxes | (6,469) | (7,451) | (5,853) | (4,802) | (5,690) | | Net Income from Continuing Operations | 13,904 | 15,600 | 11,970 | 10,796 | 12,082 | | Net Income from Discontinued Operations | - | - | - | - | - | | Net Income from Total Operations | 13,904 | 15,600 | 11,970 | 10,796 | 12,082 | | Extraordinary Income/Loss | - | - | - | - | - | | Income from Cum. Effect of Acct Change | - | - | - | - | - | | Income from Tax Loss Carryforward | - | - | - | - | - | | Other Gains | - | - | - | - | - | | Total Net Income | 13,904 | 15,600 | 11,970 | 10,796 | 12,082 | | | Results | in Dollars (Preferred Dividends in Thousands) | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Dividends Paid Per Share | 1.00 | 0.96 | 0.88 | 0.80 | 0.60 | | Preferred Dividends | - | - | - | - | - | | | Basic EPS from Continuing Operations | 1.96 | 2.22 | 1.75 | 1.77 | 2.00 | | Basic EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Total Operations | 1.96 | 2.22 | 1.75 | 1.77 | 2.00 | | Basic EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS, Total | 1.96 | 2.22 | 1.75 | 1.77 | 2.00 | | | Basic Normalized Net Income/Share | 1.96 | 2.22 | 1.75 | 2.09 | 2.00 | | | Diluted EPS from Continuing Operations | 1.94 | 2.18 | 1.69 | 1.69 | 1.91 | | Diluted EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Total Operations | 1.94 | 2.18 | 1.69 | 1.69 | 1.91 | | Diluted EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS, Total | 1.94 | 2.18 | 1.69 | 1.69 | 1.91 | | | Diluted Normalized Net Income/Share | 1.94 | 2.18 | 1.69 | 1.99 | 1.91 | | | |
