General

First Federal Bancshares, Inc. (also referred to as the “Company” or “First Federal Bancshares”), was organized as a Delaware business corporation in 2000 to be the savings and loan holding company for First Federal Bank (also referred to as the “Bank” or “First Federal”) in connection with the conversion of First Federal from mutual to stock form of ownership. The conversion was completed on September 27, 2000. First Federal Bancshares has no significant assets, other than all of the outstanding shares of First Federal, and no significant liabilities other than subordinated debentures in the form of trust preferred...