| Income Statement for First Financial Bancorp. (FFBC) | | | | | | | Income | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | Total Interest Income | 206,442 | 205,525 | 200,697 | 202,977 | 208,289 | | Total Interest Expense | (87,942) | (80,452) | (67,730) | (59,230) | (63,408) | | Net Interest Income | 118,500 | 125,073 | 132,967 | 143,747 | 144,881 | | Loan Loss Provision | (7,652) | (9,822) | (5,571) | (7,283) | (18,942) | | Net Interest Income After Loan Loss Provision | 110,848 | 115,251 | 127,396 | 136,464 | 125,939 | | Non-Interest Income | 63,588 | 75,853 | 53,262 | 60,042 | 62,212 | | Non-Interest Expense | (118,525) | (156,089) | (137,236) | (136,131) | (132,795) | | Special Income/Charges | (2,222) | (4,295) | - | - | - | | Net Income Before Taxes | 53,689 | 30,720 | 43,422 | 60,375 | 55,356 | | Premium Tax (Credit) | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Income Taxes | (18,008) | (9,449) | (12,614) | (19,257) | (17,450) | | Net Income from Continuing Operations | 35,681 | 21,271 | 30,808 | 41,118 | 37,906 | | Net Income from Discontinued Operations | - | - | 7,125 | - | - | | Net Income from Total Operations | 35,681 | 21,271 | 37,933 | 41,118 | 37,906 | | Extraordinary Income/Loss | - | - | - | - | - | | Income from Cum. Effect of Acct Change | - | - | - | - | - | | Income from Tax Loss Carryforward | - | - | - | - | - | | Other Gains | - | - | - | - | - | | Total Net Income | 35,681 | 21,271 | 37,933 | 41,118 | 37,906 | | | Results | in Dollars (Preferred Dividends in Thousands) | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Dividends Paid Per Share | 0.64 | 0.64 | 0.63 | 0.45 | 0.60 | | Preferred Dividends | - | - | - | - | - | | | Basic EPS from Continuing Operations | 0.93 | 0.54 | 0.72 | 0.94 | 0.85 | | Basic EPS from Discontinued Operations | 0.00 | 0.00 | 0.17 | 0.00 | 0.00 | | Basic EPS from Total Operations | 0.93 | 0.54 | 0.89 | 0.94 | 0.85 | | Basic EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS, Total | 0.93 | 0.54 | 0.89 | 0.94 | 0.85 | | | Basic Normalized Net Income/Share | 0.99 | 0.65 | 0.72 | 0.94 | 0.85 | | | Diluted EPS from Continuing Operations | 0.93 | 0.54 | 0.71 | 0.94 | 0.85 | | Diluted EPS from Discontinued Operations | 0.00 | 0.00 | 0.17 | 0.00 | 0.00 | | Diluted EPS from Total Operations | 0.93 | 0.54 | 0.88 | 0.94 | 0.85 | | Diluted EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS, Total | 0.93 | 0.54 | 0.88 | 0.94 | 0.85 | | | Diluted Normalized Net Income/Share | 0.99 | 0.65 | 0.71 | 0.94 | 0.85 | | | |
