First National Bancshares, Inc. operates as the holding company for First National Bank of the South, which provides commercial banking services in Spartanburg, South Carolina. It accepts demand deposits and savings deposits insured by the FDIC and provides commercial, consumer, and mortgage loans to the general public. First National’s deposit products include checking accounts, commercial accounts, savings accounts, time deposits, money market accounts, and certificates of deposit. The bank offers various lending services, including real estate, commercial, and consumer loans, such as home equity lines of credit to individuals and small-to medium-sized businesses. It also...