| Balance Sheet for Habersham Bancorp (HABC) | | | | | | | Assets | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Cash and Due from Banks | 18,196 | 26,119 | 16,546 | 9,559 | 8,381 | | Fed. Funds Sold/Securities Purchased | 4,189 | 64,399 | 36,320 | - | - | | Interest-Bearing Dep at Other Banks | - | - | - | - | - | | Investment Securities, Net | 95,988 | 91,637 | 76,503 | 74,425 | 79,324 | | Net Loans | 350,117 | 345,999 | 318,893 | 278,199 | 263,340 | | Premise and Equipment | 16,082 | 12,924 | 10,519 | 9,701 | 9,674 | | Due from Customers Acceptance | - | - | - | - | - | | Trading Account Securities | - | - | - | - | - | | Other Receivables | - | - | - | - | - | | Accrued Interest | 2,752 | 2,938 | 2,359 | 1,594 | 1,783 | | Deferred Acquisition Cost | - | - | - | - | - | | Accrued Investment Income | - | - | - | - | - | | Separate Account Business | - | - | - | - | - | | Time Deposit Placed | - | - | - | - | - | | Intangible Assets | 3,550 | 3,550 | 3,550 | 2,489 | 2,489 | | Other Assets | 23,346 | 8,173 | 13,741 | 9,968 | 9,722 | | Total Assets | 514,219 | 555,738 | 478,431 | 385,933 | 374,714 | | | Liabilities | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Non-Interest Bearing Deposits | 29,741 | 47,286 | 92,698 | 44,316 | 37,853 | | Interesting Bearing Deposits | 360,526 | 403,343 | 280,064 | 248,641 | 241,747 | | Short Term Debt | 767 | 779 | 775 | 786 | 578 | | Other Liabilities | 1,517 | 1,913 | 1,950 | 1,711 | 599 | | Bankers Acceptance Outstanding | - | - | - | - | - | | Fed. Funds Purchased/Securities Sold | 26,184 | 5,874 | 8,423 | 4,835 | 12,384 | | Accrued Taxes | - | - | - | - | - | | Accrued Interest Payables | 3,303 | 2,979 | 1,963 | 1,639 | 1,873 | | Other Payables | - | - | - | - | - | | Capital Lease Obligations | - | - | - | - | - | | Claims and Claim Expense | - | - | - | - | - | | Future Policy Benefits | - | - | - | - | - | | Unearned Premiums | - | - | - | - | - | | Policy Holder Funds | - | - | - | - | - | | Participating Policyholder Equity | - | - | - | - | - | | Separate Accounts Business | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Long Term Debt | 38,000 | 38,000 | 42,300 | 36,000 | 30,000 | | Total Liabilities | 460,037 | 500,174 | 428,174 | 337,928 | 325,034 | | | Preferred Stock Equity | - | - | - | - | - | | Common Stock Equity | 54,182 | 55,564 | 50,257 | 48,006 | 49,679 | | Total Equities | 54,182 | 55,564 | 50,257 | 48,006 | 49,679 | | | Total Common Shares Outstanding | 2,819 | 2,969 | 2,921 | 2,900 | 2,869 | | Total Preferred shares Outstanding | - | - | - | - | - | | | |
