| Income Statement for Harleysville National Corp. (HNBC) | | | | | | | Income | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | Total Interest Income | 194,561 | 178,941 | 151,739 | 127,729 | 119,200 | | Total Interest Expense | (112,127) | (95,768) | (64,618) | (42,638) | (40,079) | | Net Interest Income | 82,434 | 83,173 | 87,121 | 85,091 | 79,121 | | Loan Loss Provision | (10,550) | (4,200) | (3,401) | (2,555) | (3,200) | | Net Interest Income After Loan Loss Provision | 71,884 | 78,973 | 83,720 | 82,536 | 75,921 | | Non-Interest Income | 43,338 | 45,445 | 29,990 | 28,158 | 27,638 | | Non-Interest Expense | (81,355) | (70,927) | (62,479) | (59,561) | (59,629) | | Special Income/Charges | - | - | - | - | - | | Net Income Before Taxes | 33,867 | 53,491 | 51,231 | 51,133 | 43,930 | | Premium Tax (Credit) | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Income Taxes | (7,272) | (14,076) | (12,403) | (12,566) | (8,597) | | Net Income from Continuing Operations | 26,595 | 39,415 | 38,828 | 38,567 | 35,333 | | Net Income from Discontinued Operations | - | - | - | - | - | | Net Income from Total Operations | 26,595 | 39,415 | 38,828 | 38,567 | 35,333 | | Extraordinary Income/Loss | - | - | - | - | - | | Income from Cum. Effect of Acct Change | - | - | - | - | - | | Income from Tax Loss Carryforward | - | - | - | - | - | | Other Gains | - | - | - | - | - | | Total Net Income | 26,595 | 39,415 | 38,828 | 38,567 | 35,333 | | | Results | in Dollars (Preferred Dividends in Thousands) | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Dividends Paid Per Share | 0.80 | 0.75 | 0.72 | 0.65 | 0.56 | | Preferred Dividends | - | - | - | - | - | | | Basic EPS from Continuing Operations | 0.91 | 1.36 | 1.34 | 1.35 | 1.28 | | Basic EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Total Operations | 0.91 | 1.36 | 1.34 | 1.35 | 1.28 | | Basic EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS, Total | 0.91 | 1.36 | 1.34 | 1.35 | 1.28 | | | Basic Normalized Net Income/Share | 0.91 | 1.36 | 1.34 | 1.35 | 1.28 | | | Diluted EPS from Continuing Operations | 0.90 | 1.34 | 1.31 | 1.31 | 1.24 | | Diluted EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Total Operations | 0.90 | 1.34 | 1.31 | 1.31 | 1.24 | | Diluted EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS, Total | 0.90 | 1.34 | 1.31 | 1.31 | 1.24 | | | Diluted Normalized Net Income/Share | 0.90 | 1.34 | 1.31 | 1.31 | 1.24 | | | |
