Heritage Bankshares, Inc. operates as the bank holding company for Heritage Bank that provides commercial and retail banking services to individuals and small to medium sized businesses in the state of Virginia. The bank’s deposit products comprise a range of demand and time accounts, such as checking accounts, interest checking, money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. Its lending activities include commercial business loans, commercial real estate loans, construction loans, land acquisition and development loans, letters of credit, and term loans, as well as home equity loans, consumer loans, residential mortgage loans....