| Balance Sheet for Heritage Financial Group (HBOS) | | | | | | | Assets | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Cash and Due from Banks | 8,954 | 9,781 | 10,499 | 6,621 | 6,439 | | Fed. Funds Sold/Securities Purchased | 17,475 | 15,176 | 9,747 | 15,740 | 8,593 | | Interest-Bearing Dep at Other Banks | 380 | 2,154 | 1,387 | 421 | 395 | | Investment Securities, Net | 107,867 | 84,572 | 64,866 | 59,288 | 51,512 | | Net Loans | 300,257 | 272,700 | 250,493 | 235,277 | 240,794 | | Premise and Equipment | 14,816 | 12,815 | 12,004 | 12,684 | 13,689 | | Due from Customers Acceptance | - | - | - | - | - | | Trading Account Securities | - | - | - | - | - | | Other Receivables | - | - | - | - | - | | Accrued Interest | 2,586 | 2,289 | 1,667 | 1,426 | 1,579 | | Deferred Acquisition Cost | - | - | - | - | - | | Accrued Investment Income | - | - | - | - | - | | Separate Account Business | - | - | - | - | - | | Time Deposit Placed | - | - | - | - | - | | Intangible Assets | 1,000 | 1,000 | - | - | - | | Other Assets | 15,337 | 12,842 | 13,134 | 12,012 | 12,666 | | Total Assets | 468,672 | 413,330 | 363,797 | 343,468 | 335,668 | | | Liabilities | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Non-Interest Bearing Deposits | 21,059 | 14,784 | 14,059 | 14,447 | 14,555 | | Interesting Bearing Deposits | 309,571 | 284,404 | 224,581 | 234,095 | 240,766 | | Short Term Debt | 50,000 | 10,000 | 35,000 | 11,000 | 5,000 | | Other Liabilities | 6,215 | 5,801 | 5,936 | 4,792 | 3,360 | | Bankers Acceptance Outstanding | - | - | - | - | - | | Fed. Funds Purchased/Securities Sold | 15,288 | 5,531 | 237 | - | - | | Accrued Taxes | - | - | - | - | - | | Accrued Interest Payables | - | - | - | - | - | | Other Payables | 947 | - | - | - | - | | Capital Lease Obligations | - | - | - | - | - | | Claims and Claim Expense | - | - | - | - | - | | Future Policy Benefits | - | - | - | - | - | | Unearned Premiums | - | - | - | - | - | | Policy Holder Funds | - | - | - | - | - | | Participating Policyholder Equity | - | - | - | - | - | | Separate Accounts Business | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Long Term Debt | - | 30,000 | 15,000 | 40,000 | 35,000 | | Total Liabilities | 403,080 | 350,521 | 294,813 | 304,335 | 298,681 | | | Preferred Stock Equity | - | - | - | - | - | | Common Stock Equity | 65,592 | 62,809 | 68,984 | 39,134 | 36,987 | | Total Equities | 65,592 | 62,809 | 68,984 | 39,134 | 36,987 | | | Total Common Shares Outstanding | 10,828 | 11,449 | 11,241 | 1 | 1 | | Total Preferred shares Outstanding | - | - | - | - | - | | | |
