Independent Bank Corporation, a bank holding company, provides commercial banking services primarily in Michigan. It offers various deposit products, including time and demand deposits, checking and savings accounts, and negotiable order of withdrawal accounts. Its loan portfolio comprises real estate mortgage and commercial loans. The company also offers direct and indirect consumer financing, insurance premium financing, safe deposit box services, and title insurance services. In addition, it provides treasury management and Internet banking. As of April 24, 2006, the company operated approximately 100 offices across Michigan's Lower Peninsula. Independent Bank was founded in 1864 and...