from its main office and six branches, two of which are located in Jacksonville, one of which is located in each of the following Illinois communities: Virden, Chapin, Concord and Litchfield. The Bank was originally chartered in 1916 as a state-chartered savings and loan association and converted to a state-chartered savings bank in 1992. The Bank has been a member of the Federal Home Loan Bank System since 1932. The Bank's deposits are insured by the Federal Deposit Insurance Corporation ("FDIC"). At December 31, 2005, the Bank had total assets of $253.9 million, total deposits of $218.6 million, and stockholders' equity of $19.8 million.